Financial literacy education. Learn more
🚀 Transform Education 🎓 with Pennywise
Money Smart – Learn by Earning
🚀 Transform Education 🎓 with Pennywise Money Smart – Learn by Earning
Standards-aligned financial literacy curriculum with real-world case studies—designed for K-12, college, and self-directed learners through engaging, interactive learning experiences

Personal Finance

Investment Basics

Entrepreneurship

Banking & Savings

Financial Analytics

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Literacy Journey Today
Student courses

Pre-K–K

Grades 1–3

Grades 4–6

Grades 7–9

Grades 10–12

College
Student courses

Pre-K–K

Grades 1–3

Grades 4–6

Grades 7–9

Grades 10–12
Student courses

Pre-K–K

Grades 1–3

Grades 4–6

Grades 7–9

Grades 10–12

College

Continuing Education
Student courses

College

Adult
Strong Foundations
Educational Standards
& Frameworks
Our curriculum is aligned with leading educational frameworks to ensure comprehensive and effective learning.

Norman Webb’s Depth of Knowledge
Our courses incorporate all four levels of cognitive rigor to develop critical thinking and problem-solving skills in financial contexts.

Danielson Framework
Courses follow the Danielson Framework for Teaching, ensuring clear objectives, engaging instruction, and appropriate assessment techniques.

Marzano’s 6-Step Language Approach
We implement Marzano’s vocabulary instruction methodology to ensure students master financial terminology effectively.
Financial Challenge Board
Put your financial knowledge into practice with these challenges. Complete challenges to earn points and track your financial fitness progress.
Learning Pathways
Learner Category
Our financial literacy curriculum is tailored to specific age groups and learning environments. Explore the category that best fits your needs or the needs of your students.

Homeschool Program
Flexible financial literacy curriculum designed for homeschool environments, with parent guides and adaptable lesson plans.
Key Features:

PK-8th Grade
Age-appropriate financial education for elementary and middle school students, introducing fundamental money concepts.
Key Features:

High School
Comprehensive financial curriculum aligned with standards, preparing teens for real-world financial decisions.
Key Features:

Young Adults
Focused content for college students and young professionals navigating their first major financial decisions.
Key Features:
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